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Health Insurance Glossary

Health Insurance Tax Benefits

Taxpayers can claim a tax deduction benefit under Section 80D of the Income Tax Act of 1988 for health insurance. The tax deduction is determined by age and the premium payable for the plan.

Know tax deduction through our Section 80D Deduction Calculator

Ditto Ratings

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A

AccidentAccumulation PeriodAcute CareAdd-on CoversAge LimitAgentAmbulance CoverAnnual Renewal DateAny One IllnessAutomatic RestorationAYUSH Treatment

B

BeneficiaryBenefitBlacklisted HospitalsBroker

C

Cancer InsuranceCashless Claims/TreatmentCashless Facility/HospitalizationCertificate of InsuranceClaimClaim SettlementClaim Settlement RatioCo-insuranceCo-Pay or CopaymentComorbidities/Pre-Existing DiseasesComplimentary Health Check-upsConvalescence BenefitCritical IllnessCumulative/No-Claim Bonus

D

Daily Hospital CashDay Care TreatmentDeductibleDependentsDomiciliary Hospitalization

E

EligibilityEmergency CareExclusions

F

Family Floater PolicyFirst DiagnosisFree Look Period

G

Grace PeriodGroup Health Insurance

H

Health Insurance Tax Benefits
Hospitalization

I

IllnessIndividual Health InsuranceInpatient CareInsurerIRDAI

L

LapseLong-Term Care Policy

M

Maternity Expenses

N

Network Provider/HospitalNo Claim Bonus (NCB)NomineeNon-Network Provider/Hospital

O

Out-Patient Department (OPD)/Treatment

P

Personal Accident CoverPolicy CoveragePolicy DocumentPolicy PeriodPortabilityPost Hospitalization ExpensesPre Existing Disease (PED)Pre Hospitalization ExpensesPremiumPrimary InsuredPrivate RoomPsychiatric Cover

R

Refill Sum InsuredReimbursementRenewalRestoration BenefitRiderRoom Rent Limit

S

Senior Citizen Health InsuranceSpecific Illness Waiting PeriodSub-LimitSum Insured

T

Terminal IllnessThird-Party Administrator (TPA)Top-up Plans

W

Waiting Period

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insurance for you.

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