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Health Insurance Glossary

Add-on Covers

Add-on covers, also known as riders or endorsements, are additional benefits that can be added to an insurance policy to enhance its coverage. These covers are optional and can be customized to suit the specific needs of the policyholder.

For more details check out our Health Insurance Add Ons Article

Ditto Ratings

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A

AccidentAccumulation PeriodAcute Care
Add-on Covers
Age LimitAgentAmbulance CoverAnnual Renewal DateAny One IllnessAutomatic RestorationAYUSH Treatment

B

BeneficiaryBenefitBlacklisted HospitalsBroker

C

Cancer InsuranceCashless Claims/TreatmentCashless Facility/HospitalizationCertificate of InsuranceClaimClaim SettlementClaim Settlement RatioCo-insuranceCo-Pay or CopaymentComorbidities/Pre-Existing DiseasesComplimentary Health Check-upsConvalescence BenefitCritical IllnessCumulative/No-Claim Bonus

D

Daily Hospital CashDay Care TreatmentDeductibleDependentsDomiciliary Hospitalization

E

EligibilityEmergency CareExclusions

F

Family Floater PolicyFirst DiagnosisFree Look Period

G

Grace PeriodGroup Health Insurance

H

Health Insurance Tax BenefitsHospitalization

I

IllnessIndividual Health InsuranceInpatient CareInsurerIRDAI

L

LapseLong-Term Care Policy

M

Maternity Expenses

N

Network Provider/HospitalNo Claim Bonus (NCB)NomineeNon-Network Provider/Hospital

O

Out-Patient Department (OPD)/Treatment

P

Personal Accident CoverPolicy CoveragePolicy DocumentPolicy PeriodPortabilityPost Hospitalization ExpensesPre Existing Disease (PED)Pre Hospitalization ExpensesPremiumPrimary InsuredPrivate RoomPsychiatric Cover

R

Refill Sum InsuredReimbursementRenewalRestoration BenefitRiderRoom Rent Limit

S

Senior Citizen Health InsuranceSpecific Illness Waiting PeriodSub-LimitSum Insured

T

Terminal IllnessThird-Party Administrator (TPA)Top-up Plans

W

Waiting Period

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today and find
the right
insurance for you.

Ditto Advisor