Question 1

Does Test have waiting periods?

Accepted Answer

Yes. Test imposes 1 kind of waiting period - Pre-Existing Disease Waiting Period: There's a 3-year waiting period for any pre-existing disease you may have while buying the policy.

Question 2

Does Test have room rent restrictions?

Accepted Answer

Question 3

Does Test offer a restoration benefit?

Accepted Answer

No. Test does not offer a restoration benefit.

Question 4

Does Test cover AYUSH treatments?

Accepted Answer

No. Test does not cover AYUSH Treatments.

Question 5

Does Test offer a bonus?

Accepted Answer

No. Test does not offer a no-claim bonus.

Question 6

Does Test offer maternity benefits?

Accepted Answer

No. Test does not offer maternity benefits.

Question 7

Does Test offer international coverage?

Accepted Answer

No. Test does not offer international coverage.

Question 8

Does Test offer dental protection?

Accepted Answer

No. Test does not offer dental protection.

Question 9

Does Test offer coverage for outpatient consultations?

Accepted Answer

No. Test does not offer coverage for Outpatient Consultations.

Question 10

How are the premiums calculated for Test?

Accepted Answer

The premiums are calculated after taking into account your age, your location (zonal), your medical condition, (any pre-existing diseases), and lifestyle habits (smoking, drinking, etc.)

Question 11

Can I avail myself of a discount on Test?

Accepted Answer

No. Test does not provide discounts.

Question 12

Does Test have entry and exit restrictions?

Accepted Answer

No. There are no entry or exit restrictions for Test.

Test

Apollo Munich (now HDFC ERGO)

Apollo Munich (now HDFC ERGO)

Test

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Frequently Asked Questions

Does Test have waiting periods?

Does Test have room rent restrictions?

Does Test offer a restoration benefit?

Does Test cover AYUSH treatments?

Does Test offer a bonus?

Does Test offer maternity benefits?

Does Test offer international coverage?

Does Test offer dental protection?

Does Test offer coverage for outpatient consultations?

How are the premiums calculated for Test?

Can I avail myself of a discount on Test?

Does Test have entry and exit restrictions?

Talk to IRDAI-certified experts

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