# Ditto Insurance

> India's most trusted insurance advisory platform, rated 4.9/5 on Google with 30,000+ reviews. We help people understand, compare, and buy the right health and term insurance — with free 1:1 advisory, no spam, and claims support. IRDAI-licensed.

Every page below is served as clean markdown, except the Articles & News section which is HTML. Any other page on joinditto.in can be fetched as markdown by appending `.md` to its path. The complete index of all pages is in the [Site Map](https://joinditto.in/sitemap.md).

## Start Here

The entry points: full page indexes plus beginner guides that explain how insurance works in India.

- [Site Map](https://joinditto.in/sitemap.md): Complete index of all 300+ pages available as markdown
- [XML Sitemap](https://joinditto.in/sitemap.xml): Exhaustive crawl list of every URL on the site — append `.md` to any page path to get its markdown version
- [Home](https://joinditto.in/index.md): What Ditto does and how the free advisory works
- [Health Insurance 101](https://joinditto.in/health-insurance/articles/health-insurance-101.md): In-depth beginner's course on health insurance in India
- [Term Insurance 101](https://joinditto.in/life-insurance/articles/term-insurance-101.md): In-depth beginner's course on term life insurance in India
- [What is Health Insurance](https://joinditto.in/health-insurance/what-is-health-insurance.md): Beginner's guide to how health insurance works in India
- [What is Term Insurance](https://joinditto.in/term-insurance/what-is-term-insurance.md): Beginner's guide to term life insurance in India
- [What is Life Insurance](https://joinditto.in/life-insurance/what-is-life-insurance.md): Overview of life insurance types and how to choose

## Health Insurance

Evergreen health insurance guides — comparisons, curated picks, checklists, and coverage for specific needs.

- [Health Insurance Overview](https://joinditto.in/health-insurance.md): Hub page for health insurance advice and plans
- [Compare Health Plans](https://joinditto.in/health-insurance/compare-plans.md): Side-by-side comparison of health insurance policies
- [Best Health Plans in India](https://joinditto.in/health-insurance/best-health-plans-in-india.md): Curated list of the best health insurance plans
- [Health Insurance Checklist](https://joinditto.in/health-insurance/checklist.md): What to check before buying a health policy
- [Health Insurance Glossary](https://joinditto.in/health-insurance/glossary.md): Plain-language definitions of health insurance terms — every term also has its own page (e.g. `/health-insurance/glossary/copay.md`); the complete list is in the Health Glossary section of the [Site Map](https://joinditto.in/sitemap.md)
- [All Health Insurance Companies](https://joinditto.in/health-insurance/companies.md): Every health insurer we review, with ratings
- [Best Family Health Plans](https://joinditto.in/health-insurance/best-family-health-insurance-plans.md): Picks for family floater policies
- [Health Insurance for Parents](https://joinditto.in/health-insurance/health-insurance-for-parents-in-india.md): Covering older parents, pre-existing conditions
- [Senior Citizen Health Insurance](https://joinditto.in/health-insurance/senior-citizen-health-insurance.md): Plans and caveats for 60+ buyers
- [Maternity Health Insurance](https://joinditto.in/health-insurance/maternity.md): Maternity benefits, waiting periods, and plan picks
- [1 Crore Health Insurance](https://joinditto.in/health-insurance/1-crore-health-insurance.md): High-cover health plans and when they make sense

## Popular Health Insurers

Dedicated pages for the most-asked-about health insurance companies, each with plans, claim settlement records, and reviews.

- [HDFC Ergo](https://joinditto.in/health-insurance/hdfc-ergo.md): HDFC Ergo health plans, claim settlement record, and reviews
- [Care Health](https://joinditto.in/health-insurance/care.md): Care health plans, claim settlement record, and reviews
- [Niva Bupa](https://joinditto.in/health-insurance/niva-bupa.md): Niva Bupa health plans, claim settlement record, and reviews
- [Star Health](https://joinditto.in/health-insurance/star-health.md): Star Health plans, claim settlement record, and reviews
- [Aditya Birla](https://joinditto.in/health-insurance/aditya-birla.md): Aditya Birla health plans, claim settlement record, and reviews
- [ICICI Lombard](https://joinditto.in/health-insurance/icici-lombard.md): ICICI Lombard health plans, claim settlement record, and reviews

## Term Insurance

Evergreen term life insurance guides — comparisons, curated picks, checklists, and buying advice.

- [Term Insurance Overview](https://joinditto.in/term-insurance.md): Hub page for term insurance advice and plans
- [Compare Term Plans](https://joinditto.in/term-insurance/compare-plans.md): Side-by-side comparison of term insurance policies
- [Best Term Plans in India](https://joinditto.in/term-insurance/best-term-plans-in-india.md): Curated list of the best term insurance plans
- [Term Insurance Checklist](https://joinditto.in/term-insurance/checklist.md): What to check before buying a term policy
- [Zero Cost Term Plans](https://joinditto.in/term-insurance/zero-cost-plans.md): How zero-cost term plans work and whether they're worth it
- [All Term Insurance Companies](https://joinditto.in/term-insurance/companies.md): Every life insurer we review, with ratings
- [1 Crore Term Insurance](https://joinditto.in/term-insurance/1-cr-term-insurance.md): Is 1 crore cover enough, and what it costs
- [Term Insurance for NRIs](https://joinditto.in/term-insurance/term-insurance-for-nri.md): Buying term insurance from outside India

## Popular Term Insurers

Dedicated pages for the most-asked-about term life insurers, each with plans, claim settlement records, and reviews.

- [HDFC Life](https://joinditto.in/term-insurance/hdfc-life.md): HDFC Life term plans, claim settlement record, and reviews
- [Max Life](https://joinditto.in/term-insurance/max-life.md): Max Life term plans, claim settlement record, and reviews
- [ICICI Prudential](https://joinditto.in/term-insurance/icici-prudential.md): ICICI Prudential term plans, claim settlement record, and reviews
- [Bajaj Life](https://joinditto.in/term-insurance/bajaj-life.md): Bajaj Life term plans, claim settlement record, and reviews
- [TATA AIA](https://joinditto.in/term-insurance/tata-aia.md): TATA AIA term plans, claim settlement record, and reviews

## Life Insurance

Broader life insurance concepts beyond pure term cover.

- [What is Life Insurance](https://joinditto.in/life-insurance/what-is-life-insurance.md): Life insurance types explained
- [Term vs Life Insurance](https://joinditto.in/life-insurance/term-insurance-vs-life-insurance.md): How term differs from whole life and endowment
- [ULIPs](https://joinditto.in/life-insurance/ulips.md): How ULIPs work and how they compare to term + invest

## Articles & News

Ditto's blog at joinditto.in/articles publishes new posts almost daily — in-depth policy reviews, claim-settlement analyses, and explainers. These are HTML pages (no `.md` mirrors).

- [All Articles](https://joinditto.in/articles/): Blog home with the latest posts across all sections
- [Health Insurance Articles](https://joinditto.in/articles/health-insurance/): Policy reviews, claim ratios, and health cover explainers
- [Term Insurance Articles](https://joinditto.in/articles/term-insurance/): Term plan reviews and comparisons
- [Life Insurance Articles](https://joinditto.in/articles/life-insurance/): Posts on ULIPs, endowment, and life cover
- [General Articles](https://joinditto.in/articles/general/): Personal finance and insurance basics
- [Insurance News](https://joinditto.in/articles/news/): IRDAI and industry updates
- [Articles Sitemap](https://joinditto.in/articles/sitemap-posts.xml): Complete crawl list of every published post

## Help & Services

Ditto's advisory and support services — all free of charge.

- [Claims Assistance](https://joinditto.in/claims-assistance.md): Free claims support for Ditto customers — process and coverage
- [Ask Ditto](https://joinditto.in/ask-ditto.md): Book a free 1:1 consultation with an advisor
- [Policy Renewal](https://joinditto.in/renewal.md): Renew an existing policy through Ditto
- [Contact Us](https://joinditto.in/contact-us.md): Support channels, WhatsApp, and office details

## Optional

Legal and regulatory pages; skip unless specifically relevant.

- [IRDAI License](https://joinditto.in/irdai-license.md): Ditto's insurance broker license details
- [Privacy Policy](https://joinditto.in/privacy-policy.md): How user data is handled
- [Terms of Service](https://joinditto.in/terms-of-service.md): Terms governing use of the platform